Where Vision Meets Capital

Strategic capital for sponsors pursuing exceptional net lease developments and opportunistic acquisitions.

STNL Capital is a private lender and investor that partners with experienced developers, sponsors, and operators to finance exceptional net lease opportunities nationwide. As a private real estate investment platform, we provide flexible capital solutions—including construction loans, bridge financing, sale-leasebacks, and value-add acquisitions—while also acquiring our own net lease properties, all backed by disciplined underwriting and a commitment to execution certainty.

Our Solutions

Construction Lending

Purpose-built financing for ground-up development and repositioning

We provide construction capital for experienced sponsors developing institutional-quality net lease assets.

Transaction Types
Our Parameters
Loan Size
$1M - $10M
Geography
Nationwide​
Tenant Profile
Corporate and franchisee operators
Property Types
Retail, Industrial, Medical
Terms
12 - 24 months
Loan-to-Cost​
Up to 100%

Bridge Lending

Short-term capital for acquisitions and value creation strategies

Flexible financing solutions for sponsors executing on opportunistic net lease acquisitions and recapitalizations.

Transaction Types
Investment Parameters
Loan Size
$1M - $20M
Geography
Nationwide
Tenant Profile
Corporate and franchisee operators
Property Types
Retail, Industrial, Medical
Terms
12 - 24 months
Loan-to-Cost
Up to 100%

Acquisitions

Direct investment capital for our portfolio of net lease assets

We opportunistically acquire retail, industrial, and medical properties nationwide for our own balance sheet, with a particular focus on sale-leasebacks and blend & extend transactions.

Investment Focus
Sale-Leaseback Transactions
Blend & Extend Opportunities
Investment Parameters
Property Types
Retail, Industrial, Medical
Geography
Nationwide
Tenant Profile
Corporate and franchisee operators

What We Look For

We focus on quality projects with experienced sponsors and clear exit strategies. Here’s what makes an ideal opportunity for STNL Capital.

Private credit built for net lease

Loan Range:

$1 - 10M

Term:

12 - 24

months

Focus:

NATIONWIDE

Property Types

Single-tenant net lease properties including retail, medical, industrial, and service-oriented businesses with strong tenant credit.

Geography

Nationwide focus with preference for major metropolitan areas and strong secondary markets.

Borrower Profile

Experienced developers and operators with proven track records in net lease real estate development and management.

Project Status

Projects with signed leases, letters of intent, or clear tenant commitments. Entitled land preferred for construction loans.

Tenant Quality

Strong preference for investment-grade, or well-established franchisee operators with solid financials.

Exit Strategy

Clear path to permanent financing or sale upon completion. Strong buyer/lender market for stabilized asset type.

Partnership Built on Trust & Execution

Why STNL Capital

We combine institutional capabilities with entrepreneurial speed and flexibility.

01
Speed – Fast decision-making and streamlined processes.
02
Flexibility – Customized structures tailored to your specific project needs and timeline requirements.
03
Certainty – High probability of closing with straightforward terms and transparent communication throughout.
04
Expertise – Deep net lease market knowledge and extensive transaction experience across all property types.
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Years of net lease investment experience
0 +
Number of states we have operated
$ 0 M+
Million in net lease acquisitions
FAQs

Frequently Asked Questions

We focus exclusively on net lease properties across — retail, industrial and specialty uses—with creditworthy tenants on long-term leases.

We provide construction loans, bridge financing, and acquisition financing tailored specifically for net lease transactions.

Construction and bridge loans typically range from 12-18 months with flexible extension options. Terms vary based on project specifics and tenant credit profile.

Loan amounts depend on the deal, but we generally provide 75-100% loan-to-cost for construction and acquisitions based on property stabilization and tenant strength.

We pride ourselves on execution certainty. Initial term sheets can be provided within 5-7 business days, with closing timelines driven by your transaction needs.

Yes, we require recourse on our loans. The specific recourse structure is tailored to each deal based on borrower experience, tenant credit quality, and overall transaction strength.

We finance net lease opportunities nationwide, with no geographic restrictions for qualified sponsors and creditworthy tenant situations.

While we evaluate all opportunities, our sweet spot is typically $1-10 million, allowing us to provide personalized attention and efficient execution.

We prefer experienced sponsors with proven track records in net lease development and operations, though we have solutions for first-time developers with strong projects and creditworthy tenants.

As a private lender investing our own capital, we offer flexibility, speed, and certainty that banks often can't match—plus we understand net lease from an investor's perspective.

Yes, we actively acquire net lease properties for our own account through sale-leaseback transactions and opportunistic investments. We partner directly with operators looking to unlock capital from their real estate while maintaining operational control.

We purchase your real estate at fair market value, providing immediate liquidity to your business, then lease it back to you on a long-term net lease. This allows you to free up capital for growth, acquisitions, or other operational needs while staying in your location.

Ready to Discuss Your Project?

Our team is ready to review your opportunity and provide competitive terms quickly. Let’s explore how STNL Capital can be your lending partner.