Where Vision Meets Capital
Strategic capital for sponsors pursuing exceptional net lease developments and opportunistic acquisitions.
STNL Capital is a private lender and investor that partners with experienced developers, sponsors, and operators to finance exceptional net lease opportunities nationwide. As a private real estate investment platform, we provide flexible capital solutions—including construction loans, bridge financing, sale-leasebacks, and value-add acquisitions—while also acquiring our own net lease properties, all backed by disciplined underwriting and a commitment to execution certainty.
Our Solutions
Construction Lending
Purpose-built financing for ground-up development and repositioning
We provide construction capital for experienced sponsors developing institutional-quality net lease assets.
Transaction Types
- Net Lease Construction
- Ground Lease Development
- Redevelopment Projects
Our Parameters
Loan Size
$1M - $10M
Geography
Nationwide
Tenant Profile
Corporate and franchisee operators
Property Types
Retail, Industrial, Medical
Terms
12 - 24 months
Loan-to-Cost
Up to 100%
Bridge Lending
Short-term capital for acquisitions and value creation strategies
Flexible financing solutions for sponsors executing on opportunistic net lease acquisitions and recapitalizations.
Transaction Types
- Sale-Leasebacks
- Blend and Extend Financing
- Single Asset Acquisitions
Investment Parameters
Loan Size
$1M - $20M
Geography
Nationwide
Tenant Profile
Corporate and franchisee operators
Property Types
Retail, Industrial, Medical
Terms
12 - 24 months
Loan-to-Cost
Up to 100%
Acquisitions
Direct investment capital for our portfolio of net lease assets
We opportunistically acquire retail, industrial, and medical properties nationwide for our own balance sheet, with a particular focus on sale-leasebacks and blend & extend transactions.
Investment Focus
Sale-Leaseback Transactions
- Portfolio and individual site acquisitions
- Corporate and franchise tenant structures
- Redevelopment Projects
Blend & Extend Opportunities
- Lease extension and recapitalization strategies
Investment Parameters
Property Types
Retail, Industrial, Medical
Geography
Nationwide
Tenant Profile
Corporate and franchisee operators
What We Look For
We focus on quality projects with experienced sponsors and clear exit strategies. Here’s what makes an ideal opportunity for STNL Capital.
Private credit built for net lease
Loan Range:
$1 - 10M
Term:
12 - 24
months
Focus:
NATIONWIDE
Property Types
Single-tenant net lease properties including retail, medical, industrial, and service-oriented businesses with strong tenant credit.
Geography
Nationwide focus with preference for major metropolitan areas and strong secondary markets.
Borrower Profile
Experienced developers and operators with proven track records in net lease real estate development and management.
Project Status
Projects with signed leases, letters of intent, or clear tenant commitments. Entitled land preferred for construction loans.
Tenant Quality
Strong preference for investment-grade, or well-established franchisee operators with solid financials.
Exit Strategy
Clear path to permanent financing or sale upon completion. Strong buyer/lender market for stabilized asset type.








Why STNL Capital
We combine institutional capabilities with entrepreneurial speed and flexibility.
Frequently Asked Questions
We focus exclusively on net lease properties across — retail, industrial and specialty uses—with creditworthy tenants on long-term leases.
We provide construction loans, bridge financing, and acquisition financing tailored specifically for net lease transactions.
Construction and bridge loans typically range from 12-18 months with flexible extension options. Terms vary based on project specifics and tenant credit profile.
Loan amounts depend on the deal, but we generally provide 75-100% loan-to-cost for construction and acquisitions based on property stabilization and tenant strength.
We pride ourselves on execution certainty. Initial term sheets can be provided within 5-7 business days, with closing timelines driven by your transaction needs.
Yes, we require recourse on our loans. The specific recourse structure is tailored to each deal based on borrower experience, tenant credit quality, and overall transaction strength.
We finance net lease opportunities nationwide, with no geographic restrictions for qualified sponsors and creditworthy tenant situations.
While we evaluate all opportunities, our sweet spot is typically $1-10 million, allowing us to provide personalized attention and efficient execution.
We prefer experienced sponsors with proven track records in net lease development and operations, though we have solutions for first-time developers with strong projects and creditworthy tenants.
As a private lender investing our own capital, we offer flexibility, speed, and certainty that banks often can't match—plus we understand net lease from an investor's perspective.
Yes, we actively acquire net lease properties for our own account through sale-leaseback transactions and opportunistic investments. We partner directly with operators looking to unlock capital from their real estate while maintaining operational control.
We purchase your real estate at fair market value, providing immediate liquidity to your business, then lease it back to you on a long-term net lease. This allows you to free up capital for growth, acquisitions, or other operational needs while staying in your location.
Ready to Discuss Your Project?
Our team is ready to review your opportunity and provide competitive terms quickly. Let’s explore how STNL Capital can be your lending partner.
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